We start by assessing the current financial situation and identifying major financial goals of the client. We also look at the client’s existing investments if any that may already be in place like a Health or Life Insurance, ULIPs, Provident Fund contributions, Mutual Funds, Fixed Deposits. Our process involves assessing the qualitative aspect of your investments and asset allocation. Reviewing lets us redirect towards more productive investment opportunities to make sure we achieve the perfect allocation of investments.

After conducting the initial assessment risk profiling is one of the most important aspects of financial planning as it lays the foundation for deciding the right asset allocation for the investor. It involves determining where the client is positioned on the wealth and life cycle and establish risk orientation. Risk orientation broadly means ascertaining the investor’s risk appetite, capacity & tolerance. It is dependent on one’s ability to take risk based on factors like age, financial stability & affordability, strategic need, and willingness.  

Risk profiling is followed by creating a comprehensive financial plan for the investor which would include investment, retirement, insurance, and tax planning. The plan is developed to help the investor achieve the goals identified while adequately providing for emergencies and ensuring wealth creation.

Post discussion and approval of a suitable plan, we track and monitor the progress of the plan and remain constantly in touch. Our service includes preparation and execution of a comprehensive financial plan with one year of continuous assistance through scheduled quarterly meetings.